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Finance Fund Capital Corporation

Funding for Low-Income Communities

There are many challenges to bringing capital to distressed urban and rural communities. Insufficient income or assets and difficulty in meeting credit requirements can make it impossible for potential borrowers to access affordable capital from mainstream lenders. The resulting lack of investment in impoverished neighborhoods contributes to a cycle of declining property values, lower tax revenues and high rates of unemployment and poverty. 

Who We Are

Finance Fund Capital Corporation (FCAP) is a nonprofit certified Community Development Financial Institution (CDFI) that provides financing for projects in low-income communities and builds bridges to conventional financial institutions and capital markets. We work alongside for-profit businesses and community based nonprofit organizations operating in low-income communities to help drive economic revitalization and community development. 

What We Do

FCAP’s funding programs include flexible loans that support a wide range of projects. Capital is used to build and rehabilitate community facilities, commercial and industrial properties, retail and office space and create permanent, private sector jobs. 

FCAP-funded projects include:

  • Small Businesses
  • Health Care Facilities and Equipment
  • Healthy Food Retailers
  • Community Facilities
  • Manufacturing
  • Educational Facilities

FCAP made its first loan in 2006 and has leveraged $55 million on an investment of $27.7 million to 56 borrowers. FCAP has financed 40 housing units, created 483,331 sq. ft. of commercial space and helped provide services to 7,418 patients. In addition, partnership have helped create and/or retain 2,437 direct jobs.  

This institution is an equal opportunity provider.